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When payday’s any day, you don’t have to worry about missing payments, which means no more late fees or predatory payday loans.
With ZayZoon Perks, we put more money in your pocket to purchase things that really matter, like gas, food and savings.
Bad financial decisions can be costly. ZayZoon Financial Wellness provides straightforward financial advice from real experts that will save you real money.
Customize how you get paid—directly to your bank account or to one of our Instant Gift Cards with a bonus of up to 20%, so you can buy more for less.
Use ZayZoon anytime, anywhere. You can access our service 24/7/365 from anywhere. Plus, the app is available for desktop and mobile on all iOS and Android devices.
Need cash fast? Don't turn to predatory lenders for help. With ZayZoon, you gain access to money you've already earned when you need it. It's that easy.
Tired of talking to bots? Us too. That’s why we're here for you whenever you need us.
When you deposit your earned wages into our Instant Retail Gift Cards, you get a bonus of up to 20%. Instant Gift Cards are redeemed instantly via email, they’re free and they never expire.
Save cash at the pump with a bonus on any earned wages deposited to an Instant Gas Gift Card. With our Instant Gas Gift Cards your money takes you further – literally.
Financial education
Take beginner, intermediate and advanced educational courses covering everything from opening your first bank account to building credit. Get easy-to-use budgeting and home affordability tools, a retirement analyzer and more. The more you engage with our educational platform, the higher your financial literacy score goes, along with your financial wellbeing.
Smart insights
Connect your banking data to ZayZoon Financial Wellness and make sense of your finances. With the Balance Trend, you can leverage predictive analytics to ensure you’ll have enough money to cover scheduled expenses. And thanks to Expense Categories, you can gain deeper insights into your spending behaviors, take corrective action and save more.
Customized alerts
Getting hit with minimum balance or overdraft fees can be frustrating and expensive. But knowing how much money will be in your account when bills start rolling in can be tricky. ZayZoon Financial Wellness lets you create alerts when you’re at risk of incurring minimum balance or overdraft fees. That way, you can avoid unnecessary expenses and stress.
